Debt Collection Agencies Help Economy – Keep Prices Lower for Consumers

Hands Holding Money

The debt collection industry is critical to the U.S. economy.  Just by virtue of its existence – and most people’s desire never to have contact with a debt collector — it provides the pressure that many people require to stay honest and pay their bills.

In fact, a recent survey by ACA International of American consumers found that 97 percent believe that repayment of duly owed consumer debt is an essential personal responsibility.

Some consumers do not pay because they’ve lost, forgotten, or perhaps truly never received an invoice.  Or they may have a dispute.  In this case, your first line of defense is typically your accounts receivable department.  And a gentle reminder by statement, or a phone conversation may do the trick.

As we all know, however, some clients do not respond to these efforts.  This tends to be where you’ve reached the limit of the capabilities of your business manager, bookkeeper, or receivables clerk.  These folks are typically comfortable processing transactions or dealing with vendors.  Locating and negotiating with hostile or troubled debtors is a whole other story.

A reputable debt collection firm provides trained professionals who spend their day doing nothing but collecting money for clients.

According to a 2008 economic impact study of the collections industry conducted by PricewaterhouseCoopers LLP, debt collectors returned to creditors on a commission basis $40.4 billion of the $152 billion in bad debt that was written-off, which helped maintain lower prices for consumers.

Want more information on debt collection?  Please contact us.

Credit Service International
516 Second Street, Suite 210
Hudson, WI 54016

Phone: (715) 386-0424
(800) 584-9407


Credit Service Solutions

Credit Solutions ImageCredit Service International will help you recover the majority of your hard earned money.  We begin collection of delinquent accounts immediately upon receipt of your placement.  We take care of recovering your past-due accounts, so you can focus on what you do best.

Our collection representatives utilize multiple lines of communications to reach your accounts.  We work with the three major credit bureaus, and use skip tracing practices when necessary to locate the debtor.

Credit Service International is a full service debt collection agency.  Our services include:

  • Commercial Collections
  • Consumer Collections
  • Medical Collections
  • Dental Collections
  • Utilities and Wireless Service Collections
  • Property Management Collections
  • Collection of Legal Fees
  • Litigation program for complicated accounts

At Credit Service we pride ourselves on doing our job honestly and ethically.  We follow the guidelines set by the Federal government in the Fair Debt Collection Practices Act.

Want more information?  Please contact Credit Service International.

The Collector’s Pledge


The Collector’s Pledge

I believe every person has
worth as an individual.

I believe every person should be
treated with dignity and respect.

I will make it my responsibility to help
consumers find ways to pay their just debts.

I will be professional and ethical.

I will commit to honoring this pledge.


Want more information on ethical debt collection?  Please contact us.

Credit Service International
516 Second Street, Suite 210
Hudson, WI 54016

Phone: (715) 386-0424
(800) 584-9407

Bloodhound Collections Software

Bloodhound SoftwareOver the past 20 years the collection industry has been revolutionized by an ever changing blend of technology.  In order to ensure maximum efficiency in recovering our clients outstanding accounts, Credit Service International Corphas partnered with Roydan Enterprises, developers of Bloodhound Software.

Currently Roydan Enterprises stands as the leader in high end collections software development, serving clients nation wide, and striving to meet the ever evolving demands of the collections technology market. As one of Roydan’s first clients in 1991, Credit Service International has remained at the forefront of the intensely competitive technology field.

Bloodhound software allows us to out perform our competitors with a unique blend of predictive dialing capabilities, voice messaging, and telephony directive collections options. This means that our highly trained staff is simply able to reach your debtors more effectively and consistently, driving our outstanding returns and blowing our competition out of the water.

Clients of Credit Service International also enjoy many benefits besides increased returns on their delinquent accounts receivables. We are able to customize a wide variety of remittance options, along with a diverse blend of unique reports that can keep you up to date on how we are working for you.

Clients also enjoy the flexibility to list accounts with our company using many unique options, including electronic listings in multiple formats and the use of our easy Client Listing Form on this very website!

Choose Credit Service International Corp. to see how our partnership with Roydan Enterprises can increase your bottom line.

Want to learn more?  Feel free to listen to the following Interview with Credit Service International CEO John Erickson and Roydan Enterprises President and Owner Dan Horning.